As the coronavirus pandemic continues, its financial impact is also increasing.
(FTC) – As the coronavirus pandemic continues, its financial impact is also increasing.
For people who need help with rent or mortgage payments, or who have student loans, there may be good news regarding the federal aid response.
Tenants – The temporary halt to evictions for some tenants now extends through March 31, 2021. The Centers for Disease Control and Prevention has information on who is eligible and what to do next.
Owners – If you’re struggling to make your federally guaranteed mortgage payments due to the pandemic, forbearance may still be available, and the break on foreclosures runs until at least March 31, 2021.
The Federal Housing Finance Agency tells you how to find out if your mortgage is federally guaranteed. Contact your mortgage agent to find out what other assistance is available to you.
Student loan borrowers – For federal student loans that are covered, the US Department of Education has automatically suspended payments until September 30, 2021.
Remember that the crooks pay attention to this news and may try to take advantage of you. Here are some ways to protect yourself:
Don’t pay to get these benefits. Be wary of anyone who contacts you with financial services or rental assistance for a fee. If you need housing assistance, the Department of Housing and Urban Development has a list of licensed housing counseling agencies organized by state or territory.
Do not give your personal or financial information to anyone who contacts you.
Even if you’ve asked for help, make sure you know who you’re talking to. And be aware that government officials will never contact you to ask for your Social Security, bank account, or credit card number. If you’ve given this information to someone you don’t know, visit IdentityTheft.gov to find out what to do.
Stay on top of the latest scams by subscribing to the FTC’s Consumer Alerts.
If you spot a scam, please report it to the Federal Trade Commission at ReportFraude.ftc.gov
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