European Union – Moite Planini Fri, 15 Apr 2022 11:10:01 +0000 en-US hourly 1 European Union – Moite Planini 32 32 6 things you should know about personal loans Tue, 29 Mar 2022 16:30:45 +0000 The number of individuals with personal loans has grown over the past few years, from 15 million to over 20 million, as per TransUnion.

The reason why personal loan are attractive to the masses? They offer lower rates of interest for those who have good credit, and they’re generally lower loan amounts than other types of loans. However, they’re not necessarily the best option for everyone.

If you’re considering applying for the personal loan, here are the six essential things to be aware of about personal loans before making your final choice.

1. What is the process for personal loans?

They are kind of installment loan. It means that you’ll borrow an amount that is fixed and repay it with installments of interest each month throughout the duration of the loan – that typically spans between 12 to 84 years. After you’ve paid off your loan in the full amount, your account will be shut. If you require more funds you’ll need to make an application for a new loan.

The amount of loans vary from lender to lender however they are typically $1,500 to up to $100,000. The amount you are eligible for depends upon the state of your credit condition (i.e. how certain are lenders in their ability to pay you back in the event that they loan the money).

It’s crucial to determine the reasons you require money , and then pick the type of loan best suited to your financial situation.

2. Different types of personal loans

There are two kinds of personal loans: secured and unsecure.

  • Personal loans that are not secured aren’t secured by collateral. The lender determines if you’re eligible by looking at your financial records. If you’re not eligible for an unsecure loan or prefer a lower rates of interest, some companies provide secured loans.
  • Personal loans that are secured are secured by collateral, like an account for savings or CD. If you’re not able to pay your loan your lender is able to use your asset as a repayment to repay the loan.

3. How can you get a personal loan

Banks are most likely one of the first institutions that spring to your mind when thinking of where you can get loans. However, they’re not the only financial institution offering personal loans.

Credit unions, consumer finance firms, online lenders , and peer-to peer lenders can also provide credit to those who meet the criteria.

A quick tip Numerous online lenders have emerged in recent times. If you’re unsure if the legitimacy of a particular lender is assured you should check with the Consumer Financial Protection Bureau or Better Business Bureau.

4. Personal loans compare to. other loan options

Personal loans are a great way to get the cash you require in various circumstances, they might not be the best option for you. If you’re in good credit, you may be eligible for a balance transfer credit card that has a zero percent introductory APR. If you can settle the balance prior to when the interest rate rises then using a credit card could be the better choice.

Beware: If you obtain an account for balance transfer and are unable to pay off your amount or settle a payment by the time the time that the promotional rate expires and you are charged interest, you could end up paying hundreds or even thousands of dollars in interest costs.

If you’re homeowner you could consider taking out the possibility of a line credit often referred to as HELs or HELOCs. These types of loans can offer the funds you require for greater loan amounts at low rates. While HELs are usually installment loans, HELOCs are an alternative to rotating credit. However, be aware that your house is used as collateral for these accounts. If you fail to pay the lender typically can take over your home as repayment to repay the loan.

5. Effect upon your credit scores

If you are applying for an loan the lender will look at your credit during the process of applying. This is referred to as a”hard inquiry”. It generally lowers the credit scores by couple of points.

Generally speaking, inquiries that are hard remain the credit reports for two years.

If you’re looking for the lowest rates, the banks already have an account with will look into your credit. This is referred to as soft inquiry, and it doesn’t impact your credit scores.

Check your rates with lenders who make soft pulls, which will not affect your score.

6. Other fees and interest rates

Rates of interest and fees can have a significant impact on the amount you will spend over the duration of a loan. And they differ between lenders. Here are a few things to take into consideration.

  • Rates of interest: Rates typically range from 5% to 36%, contingent upon the lending institution and credit. The higher your credit is, the lower the interest rate you’ll pay. Also, the longer your loan’s term, the higher rate of interest you’ll be paying.
  • Origination charges: Some lenders charge an amount to cover the costs to process the loan. The fees for origination typically range from 1 to six percent on the loan amount.
  • Penalties for prepayment: Certain lenders will charge an amount for you to repay your loan earlier because it means the lenders have to miss out on some interest they would otherwise have earned.

Before you sign on your dotted line you should consider adding all the costs that are associated with your loan and not only the interest rate, to figure out the total amount you’ll have to repay.

EU passes market test with first jumbo ‘payback bond’ Wed, 16 Jun 2021 11:11:00 +0000

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Flags of the European Union in front of the European Commission building in Brussels, Belgium.

BELGA MAG / AFP via Getty Images

Almost a year after European leaders decided to launch a vast, co-financed stimulus program to deal with the consequences of the Covid-19 pandemic, the European Union has finally delivered the first bond of which will amount to a total of 800 billion euros ($ 970 billion) in borrowings over the next five years.

The result did not disappoint: Demand for the € 20 billion 10-year bond reached € 142 billion, bankers said, and its price was 0.086%, compared to the minus 0.23% yield on German Bunds of same deadline.

Investors in search of yield may have found the embryo of a safe and risk-free asset of the type still lacking in Europe and the Eurozone, since even the German government bond market , considered the safest in the region, is less than a tenth of that of US Treasury bills in circulation.

EU officials as well as analysts and economists were quick to hail last year the historic importance of the decision of EU leaders to finally agree on some form of joint borrowing – a step towards fiscal union more integrated without which the euro zone will remain a work in progress.

But it will take tougher political decisions before EU stimulus bonds become a risk-free instrument of choice for investors.

The main reason is that the program was officially created as a one-time event, triggered by the unprecedented nature of the Covid-19 pandemic. The loan is designed to finance the EU’s € 800 billion ‘NextGenerationEU’ program, a mix of grants and loans to 27 member countries, with priority given to economies that have suffered most from the pandemic, starting with Italy and Spain.

The European Commission was due to give the green light on Thursday for the first disbursements under the program, after reviewing spending plans submitted by member states over the past two months.

But on the borrowing side, the EU is not expected to exploit markets for more than 800 billion euros over the next few years, starting with 80 billion euros planned for 2021. The bonds will be spread over different maturities. , the last to be paid back in 2058. The instrument is not meant to be permanent, its market will remain small compared to the trillions traded every day in the bond markets, and it could even run out of liquidity if bonds eventually end up, for example, in the portfolios of insurance companies and held to maturity.

But the precedent is there. Some European officials have already openly considered the possibility that this form of Eurobond could become a permanent instrument, a key element of a true fiscal union, designed to finance, for example, longer joint public investment programs. term.

This will require difficult political decisions and will involve new rounds of divisive debates among governments who do not all agree on the desirability of further fiscal integration. But at least with the clawbacks, governments can base their discussions on a real example of how such an instrument might work.

Write to Pierre Briançon at

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European Union adds US to safe travel list Wed, 16 Jun 2021 11:03:11 +0000

Aerial footage of the island of Kea, also known as Gia or Tzia, Zea and, in antiquity, Keos, is a Greek island in the Cyclades archipelago in the Aegean Sea. Kea is part of the Kea-Kythnos regional unit.

NurPhoto | NurPhoto | Getty Images

LONDON – The European Union decided on Wednesday to add the United States to its list of safe travel, which means that it will be easier for American citizens to take a vacation in one of the 27 member states, have two European sources confirmed to CNBC.

Non-essential travel from the United States and other places had been banned in the EU following the coronavirus pandemic to prevent further contagion. However, as vaccinations accelerate, the 27 Brussels-based EU ambassadors recommended on Wednesday that the region allow non-essential travelers from eight new countries and territories.

These are the United States, Albania, North Macedonia, Serbia, Lebanon, Taiwan, Macao and Hong Kong.

In an interview with the New York Times in April, European Commission President Ursula von der Leyen said fully vaccinated American tourists would be allowed to visit the block this summer.

But this new EU recommendation could go even further by allowing American tourists to surrender with only one negative test and avoid the need for a quarantine period. It is now up to each country in the EU to decide how they will implement the directives and allow tourists to enter. Travelers should confirm the rules on their intended destination before boarding a plane.

Wednesday’s recommendation at EU level aims to coordinate travel rules across the bloc and is expected to be finalized in the coming days, following national decisions from each member state.

United Kingdom omitted

A notable absence from the exemption list is the UK, where nearly half of the population is currently fully vaccinated against the coronavirus.

An EU official, who declined to be named due to the sensitivity of the matter, said non-essential travel from the UK remained banned “due to the delta variant”.

Earlier this week, the UK government delayed a plan to lift all restrictions on coronaviruses this month due to the rise in infections. A recent increase in the number of Covid-19 cases is linked to the delta variant first discovered in India, which is believed to be around 60% more infectious than previous strains of the virus.

The UK is now hoping that more vaccinations over the next four weeks will allow it to end all coronavirus measures on July 19.

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EU says J&J will miss second quarter vaccine supply target Wed, 16 Jun 2021 10:31:00 +0000

Empty vials of Johnson & Johnson’s coronavirus disease (COVID-19) vaccine are seen on a table at a vaccination center in Ronda, Spain on April 23, 2021. REUTERS / Jon Nazca / File Photo

BRUSSELS, June 16 (Reuters) – Johnson & Johnson (JNJ.N) is set to miss its COVID-19 vaccine supply target for the European Union for the second quarter after millions of doses were banned from use in Europe for security reasons, a spokesman for the European Commission said.

The setback could lead to further delays in the EU vaccination campaign, although the EU now relies mainly on the firing of Pfizer-BioNTech (PFE.N) (22UAy.DE) to vaccinate its population. More than half of adults in the EU have so far received at least one injection.

The European medicines regulator said last week that doses of J&J sent to Europe from an emerging plant (EBS.N) in the United States would not be used as a precautionary measure after a case of contamination with substances used for them. AstraZeneca injections, which are also manufactured in this factory. Read more

The EMA said in a statement to Reuters that 17 million doses were banned from use in the block after the move.

“Following the non-release of these batches, the company should not be able to deliver 55 million doses by the end of this quarter,” the spokesperson for the European Commission told Reuters on Wednesday.

The EU has ordered a total of 200 million doses from J&J, of which 55 million were to be delivered by the end of June. The company has so far delivered around 12 million shots of its single-dose vaccine.

The spokesperson declined to say how many doses J&J must now deliver by the end of June. He added that the EU continued to work with the company “towards the delivery of the overall agreed doses during this quarter and beyond.”

Johnson & Johnson remains committed to delivering 200 million doses of its COVID-19 vaccine to the European Union, Norway and Iceland and will continue to inform the European Commission and Member States in a timely manner as we let’s fine tune delivery times, “a J&J spokeswoman said in a statement.

EMA approval of Russia’s Sputnik V vaccine, meanwhile, was delayed because the June 10 deadline for submitting data was missed, sources told Reuters. The head of Russian sovereign wealth fund RDIF said on Wednesday he expected the vaccine to be approved by the EU within two months. Read more

Reporting by Francesco Guarascio @fraguarascio Editing by Catherine Evans

Our standards: Thomson Reuters Trust Principles.

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EU to lift entry restrictions for all US travelers | News | DW Wed, 16 Jun 2021 10:18:45 +0000

European Union countries have reached an agreement to ease entry restrictions for travelers from the United States and seven other nations and territories, officials said on Wednesday.

The white list, which allows non-essential travel from outside the bloc, would now be extended to include Albania, North Macedonia, Serbia, Lebanon, the United States, Taiwan, Macau and Hong Kong.

The change means that people from these countries should find it easier to enter the EU. However, it will still be up to each member state to decide whether to impose additional requirements, such as a negative COVID test or a mandatory quarantine period.

When will the change take effect?

Wednesday’s decision is expected to be officially adopted by the end of the week, according to a spokesperson for the Portuguese EU presidency as quoted by German news agency dpa.

It was not clear when the relaxed travel rules would take effect.

All 27 EU member states except Ireland have banned non-essential travel at the start of the pandemic in an effort to prevent the spread of the coronavirus. Norway, Liechtenstein, Switzerland and Iceland, non-EU countries, also took part in the ban.

What other countries are on the EU list?

The EU’s white list already includes Australia, Israel, Japan, New Zealand, Rwanda, Singapore, South Korea and Thailand.

Countries can be added if they have recorded less than 75 cases of COVID per 100,000 population in the last 14 days.

According to figures from the European Center for Disease Control and Prevention, the rate is currently 73.9 in the United States.

nm / rt (AFP, dpa, Reuters)

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US tourists may soon be allowed to travel more freely in Europe Wed, 16 Jun 2021 09:55:55 +0000

The European Union is expected to recommend on Friday lifting the ban on non-essential travel for visitors from the United States, opening up to American tourists just in time for the summer season, which is crucial to the economy of many members of the bloc. .

EU country ambassadors on Wednesday indicated their support for adding the United States to the list of countries considered epidemiologically safe, a bloc official confirmed. The decision is expected to be formally adopted on Friday and enter into force immediately.

In principle, all travelers from countries on the safe country list, and not just citizens or residents, would be allowed to enter the block for non-essential reasons, such as tourism or visiting family, even if they are not vaccinated, with no other restrictions. The European Commission, the executive body of the European Union, has recommended that a PCR test be required, but ultimately it is up to national governments to set specific rules, including any need for quarantine.

This decision is part of a larger attempt to restore tourist flows inside and outside the European Union. Travel from outside the bloc was all but suspended last year to limit the spread of the coronavirus, except for a handful of countries that met specific criteria, such as low infection rates, the number of tests performed and their overall response to Covid-19.

Until today, the list, which has been regularly updated, contained a relatively small number of countries, including Australia, Japan and South Korea. China has met the quantitative criteria, but the lifting of entry restrictions is subject to reciprocity. Albania, Lebanon, North Macedonia, Serbia and Taiwan would also be added to the list, and the reciprocity requirement dropped for the Chinese territories of Hong Kong and Macao.

The European Commission recommended last month that all travelers from third countries who have been fully vaccinated with vaccines approved by the European Medicines Agency or the World Health Organization be allowed entry without restrictions, a change in policy that was first reported by The New York Times.

The relaxation of travel measures has been enabled by the rapid pace of vaccination in the United States and the acceleration of the vaccination campaign in Europe, and reinforced by advanced discussions between the authorities on how to return the certificates. vaccination certificates acceptable as proof of visitor immunity.

But health policy in the European Union is ultimately the responsibility of national member governments, so each country has the right to further tailor travel measures, including possibly adding more stringent requirements, whatever Friday’s decision.

Some countries heavily dependent on tourism, such as Greece and Spain, did not wait for a continent-wide policy and decided in March to reopen to outside travelers.

The new opening of the European Union comes as the bloc finalizes work on a Covid certificate system, which is expected to become operational on July 1. Seven member countries started issuing and accepting the certificate earlier than expected earlier this month. The document indicates whether people have been fully vaccinated against the coronavirus, cured of an illness, or tested negative in the past 72 hours, and it would potentially allow those who meet any of the three criteria to move freely within them. 27 member countries.

Travelers coming from outside the bloc would have the option of obtaining a Covid certificate from an EU country, the European Commission has said. This would facilitate travel between the different countries within the bloc, but would not be a prerequisite for entry into the European Union.

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EU approval of Russian Sputnik V vaccine delayed, sources say Wed, 16 Jun 2021 08:52:00 +0000

Doses of the Sputnik V vaccine against coronavirus disease (COVID-19) are seen at a vaccination center in Zilina, Slovakia on June 7, 2021. REUTERS / Radovan Stoklasa / File Photo

BERLIN, June 16 (Reuters) – European Union approval of Russia’s Sputnik V coronavirus vaccine will be delayed because the June 10 deadline for submitting data has not been met, two people told Reuters close to the case, diminishing the prospect of firing in the EU pandemic response.

One of the sources, a German government official, said failure to provide the necessary clinical trial data for the EU drug watchdog would postpone any green light in the bloc until September. less.

“Sputnik’s approval will probably be delayed until September, possibly until the end of the year,” the official said, speaking on condition of anonymity.

The European Medicines Agency (EMA) was previously scheduled to conclude its review of the Russian vaccine and issue a decision in May or June.

A second source said the June 10 deadline was missed and the EMA gave the vaccine developer, the Russian Gamaleya Institute, another week to file the required data.

The Russian Direct Investment Fund (RDIF), which markets the vaccine, said the EMA review is on track.

“All information on the clinical trials of the Sputnik V vaccine has been provided and the GCP (General Clinical Practice) review has been completed with positive feedback from the European Medicines Agency,” said RDIF.

“Although it is up to the EMA to decide the timing of the approval process, the Sputnik V team expects the vaccine to be approved within the next two months,” he added. The EMA was not immediately available for comment.

The government of German Chancellor Angela Merkel has had talks to buy Sputnik V, but made any purchase conditional on EMA approval.

Frustrated by a slow vaccination campaign, some regional German states, including Bavaria, earlier this year expressed interest in placing orders for Sputnik V, but vaccination has since accelerated.

Slovakia became the second EU country after Hungary to start vaccinating people with Sputnik V this month, despite the lack of EU approval.

Report by Andrease Rinke in Berlin, Emilio Parodi in Milan; Additional reporting by Polina Ivanova in Moscow Writing by Ludwig Burger and Joseph Nasr; Editing by Hans Seidenstuecker, Mark Heinrich and Giles Elgood

Our standards: Thomson Reuters Trust Principles.

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Strong rally in EU stimulus fund bonds, investors are waiting for the Fed Wed, 16 Jun 2021 08:46:00 +0000

(Reuters) – The first bond sold backing the EU’s COVID-19 stimulus fund rose sharply a day after it was issued on Wednesday, as eurozone government bond yields fell as investors waited the results of the US Federal Reserve policy meeting.

FILE PHOTO: European Union flags fly in front of the European Commission headquarters in Brussels, Belgium, May 5, 2021. REUTERS / Yves Herman / File Photo

The European Union raised 20 billion euros ($ 24.26 billion) in a 10-year bond sale on Tuesday as part of the largest single-tranche institutional debt sale that has seen a almost record demand of 142 billion euros.

This allows up to 800 billion euros of bond issues to be launched until the end of 2026 to finance the stimulus fund that will make the EU a leading issuer.

The bond rallied sharply in the secondary market, further evidence of strong demand, showing that the market easily absorbed the large issue.

The yield, 0.086% to price, fell nearly 6 basis points to 0.035% on Wednesday.

The rally was similar to that which followed the EU’s first debt issuance supporting the SURE unemployment program, a more modest support program.

“Even we’re a little surprised that he managed to perform well so quickly, considering the size,” said one banker involved in the bond sale.

Investors were keen to buy the first issue of what will become a much more liquid funding program than SURE, while a recent drop in EU debt has also helped attract investors, the banker said.

The ECB’s decision to maintain accelerated bond purchases for the third quarter also gave investors the confidence to buy large debt sales.

Across the market, bond yields fell as the focus shifted to concluding the US Federal Reserve meeting.

The 10-year yield of Germany, the benchmark for the eurozone, fell almost a basis point to -0.24%, along with most other 10-year yields.

Fed officials should at least signal the imminent start of talks on cutting its bond purchases, while attention will also shift to new interest rates and economic projections to show just how bad the points are. views of policymakers have changed since March.

In recent weeks, bond yields, which have fallen on both sides of the Atlantic – closely correlated – have ignored a spike in US inflation.

“US yields will likely be the main driver of the direction of European yields over the next three months and I think the Fed’s rhetoric about cutting back and where their inflation targets are will be interesting,” Nick said. Sanders, portfolio manager at AllianceBernstein.

On the primary market, Germany will raise 5 billion euros through the auction of a new 10-year bond.

($ 1 = 0.8244 euros)

Reporting by Yoruk Bahceli; edited by Barbara Lewis

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Spain hopes to revive electric car industry with EU funds Wed, 16 Jun 2021 08:23:00 +0000

Daniel Snchez is one of Spain’s luckiest electric car owners. With a free charging station less than a mile from his home, just north of Barcelona, ​​he can keep his Tesla ready to go.

I can’t imagine stopping at a gas station again, ”said the 41-year-old transport company owner.

“We feel like these people who got out of a horse-drawn carriage and got into a car. There is no turning back.

Other Spaniards are much less enthusiastic. The dearth of places to plug in, compared to Western and Northern Europe, and the price of electric cars have left Spain behind as the continent rushes to become greener.

Now the government wants to bring the whole country into this new paradigm.

The ruling left-wing coalition plans to use part of the 140 billion euros ($ 166 billion) Spain is expected to receive from the European Union‘s pandemic stimulus package to revive its car industry electric.

European Commission President Ursula von der Leyen is due to travel to Madrid on Wednesday while Spain awaits approval of her plan by Brussels. She will meet Prime Minister Pedro Snchez, who compared European Next Generation funds to a new Marshall Plan.

Spain’s Secretary of State for Industry, Ral Blanco, told The Associated Press that the government aims to spend around 5 billion euros ($ 6 billion) over the next three years on its initiative on electric vehicles.

Spain produced 2.2 million cars and trucks in 2020, just behind Germany in Europe. But only 140,000 of them were electric or hybrid, according to ANFAC, the Spanish Association of Automobile and Truck Manufacturers.

What we’re doing is accelerating a change that’s already underway, Blanco said.

It is a unique opportunity. The automakers are on board, and there are resources to make the investments.

A leader in high-speed electric trains, Spain wants to put 250,000 additional electric vehicles on its roads within two years, in addition to the current 96,000.

The push for electric cars is expected to cut CO2 emissions by 450,000 tonnes, according to government projections, as Spain aims to convert completely to renewables by 2050, in line with EU targets.

Spain can conduct these industrial activities with green energy, Blanco said. Compared to other Central and Eastern European countries which still depend on fossil fuels, or other countries which use nuclear power, Spain can rely on renewable energies since it has wind and solar power. .

Spain relies on its robust automotive industry and the key lithium deposits for the production of batteries for electric vehicles that it shares with Portugal.

The aim is to establish a supply chain by encouraging private investment to build a battery factory, as well as assembly and software design factories, all with the aim of bringing out production lines of more climate-friendly cars.

The success of the plan, however, faces obstacles.

Spain has less than 2 public connection points per 100,000 square kilometers, compared to more than 10 in Germany, Belgium and the Netherlands, according to a 2020 report from the European Court of Auditors.

It’s a snake biting its tail, said Salvador Ejarque, president of the Spanish Association of Electric Car Users, or AUVE.

People don’t buy cars because they can’t charge for them, and those who can invest don’t do it fast enough because the bureaucracy is complex and slow,

The government wants to increase the total number of charging points nationwide from 11,500 to 100,000 in three years.

ANFAC, the group of automakers, said more may be needed.

We need to overcome drivers’ anxiety about autonomy by assuring them that recharging their cars is as easy as filling up with gasoline, spokesman Jos Lpez-Tafall told the AP. It is necessary to put in place a timetable with set targets to reach 340,000 charging points by 2030.

Price matters too. The average annual income in Spain is 15,000 euros (18,100 USD) below the EU average. Luxury cars are a rare sight in Spanish cities, where economy models and motorcycles reign supreme. So, while electric vehicles may attract wealthier Europeans, they come as a shock to many Spaniards.

To remedy this, the government has already spent 400 million euros (484 million dollars) in discounts of up to 7,000 euros (8,400 dollars) on purchases of electric and hybrid vehicles.

It must also convince carmakers that Spain is their best investment bet, while Germany and France have the advantage of having large manufacturers based in their countries.

Spanish automaker SEAT, part of the Volkswagen Group, has pledged to produce an electric car in the € 20,000-25,000 range which Blanco says will hit prices for domestic buyers.

Ford President for Europe, Stuart Rowley, spoke with Prime Minister Snchez in April about Ford’s battery procurement strategy and the importance of the Spanish government’s support for funds from the ‘EU Next Generation, the company said in a statement provided to the AP.

Renault has also reaffirmed its desire to manufacture hybrids in its Spanish factories.

The unions hailed the huge public investment in an industry that provides 10 percent of Spain’s GDP and 9 percent of its jobs.

Garbie Espejo, general secretary of industry at the CCOO trade union confederation, said Nissan’s recent decision to close factories in and around Barcelona was a warning about what could happen if the private and public sectors do not give in the hand.

The Spanish auto industry is in good health, Espejo told the AP. But if we do not seize this opportunity to transform Spain into a leader in new technologies, the impact on industry and employment will be disastrous.

(Only the title and image of this report may have been reworked by Business Standard staff; the rest of the content is automatically generated from a syndicated feed.)

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The European Heritage Label: discover the network of sites that have shaped the history of Europe Wed, 16 Jun 2021 07:07:25 +0000

What is the European Heritage Label?

the European Heritage Label (EHL) was created as an EU initiative in 2011. It aims to harness the potential of heritage sites to strengthen European citizens’ sense of belonging to the Union, as well as their appreciation of national and regional diversity , mutual understanding and intercultural dialogue. To date, 48 sites have been labeled across Europe.

The Label is awarded to sites which have symbolic European value and develop a project to promote their European importance. In particular, the EHL websites aim to increase awareness and understanding of European history, in particular through educational activities, and to improve accessibility by promoting multilingualism and exploiting the opportunities offered by the news. technologies and digital means.

Within the framework of the European Heritage Label action, sites can be monuments; natural, submarine, archaeological, industrial or urban sites; cultural landscapes; places of memory; and cultural goods and objects and intangible heritage associated with a place, including contemporary heritage.

EHL’s network of sites spans over 100,000 years of European history, starting with Krapina Neanderthal Prehistoric Site and Museum where visitors can discover how the first human communities in Europe lived. Among the other EHL sites, the Charter of the Law on the Abolition of the Death Penalty, Lisbon, and the Pan-European Picnic Memorial Park, for example, embody the values ​​of respect for human dignity and human rights, freedoms, equality, solidarity, citizens’ rights and justice on which the Union is founded. The network also includes sites that have played a direct role in the process of European integration, including the European Quarter of Strasbourg, the Schengen village and the Maastricht Treaty.

The European Heritage Label is open to heritage sites located in Member States of the European Union, and the following Member States have expressed interest in participating in the EPL: Austria, Belgium, Bulgaria, Czech Republic, Croatia, Denmark, Finland, Germany, Estonia, Greece, Spain, France, Italy, Cyprus, Latvia, Lithuania, Luxembourg, Hungary, Malta, Netherlands, Poland, Portugal, Romania, Slovenia and Slovakia. Discover the map of EHL sites

European heritage label and digital tools

A key element of EHL is to increase the visibility, attractiveness and accessibility of sites on a European scale thanks to the possibilities offered by digital tools, and EHL sites have various stages to integrate digital in their activities. The examples reported in the 2020 monitoring report focus in particular on:

Another major achievement of the European Heritage Label has been the promotion of multilingualism online, in particular through the Map of EHL sites, hosted by Münster and Osnabrück – Westphalian Peace Sites, which is available in all official languages ​​of the Member States participating in the action.

EHL’s action aims to further exploit the opportunities offered by the development of digital tools through the growing network of sites.

Join the network of EHL sites

The pre-selection of sites for the European Heritage Label is organized by the national coordinators in each participating Member State. The final selection of sites for the award of the label is carried out at European Union level every two years.

For more information, please visit Site of the European Heritage Label or contact the European Commission, Directorate-General for Education, Youth, Sport and Culture at

For more examples of how digital can be used to support and enrich built heritage, explore Europeana’s page on the New European Bauhaus.

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